In Personal Injury, Texas Law

In 2017, car wrecks injured more than 250,000 people and caused 3,700 fatalities in Texas. That’s more than 250,000 people wondering what to do next and how much their personal injury case might be worth. Many of these people turn to online settlement calculators that promise to estimate their damages with just a few simple clicks of a button.

However, there are many non-quantifiable figures involved in calculating a settlement. Online settlement calculators at best offer a very rough approximation, and at worse could provide you with an estimate that is nowhere near what your case is actually worth.

Only an experienced personal injury attorney can provide an accurate estimation of your potential settlement amount. But why are online calculators so imprecise? Keep reading to learn how these calculators work and why you can’t count on them to correctly estimate your settlement.

How Do Settlement Calculators Work?

To begin, let’s look at what these online calculators are attempting to calculate. There are two main considerations when you estimate a settlement. First are your economic damages, which are the physical expenses incurred from the accident. An online settlement calculator will ask you to enter a few figures pertaining to past or future expenses to calculate these damages. They may ask for:

  • Medical Expenses
  • Property Damages
  • Lost Earnings
  • Future Lost Income
  • Future Medical Expenses

Second, the calculator tries to determine your non-economic damages, which involves placing a monetary value on the pain and suffering that you experienced due to the car wreck. They might ask you to rate your pain and suffering on a scale of 1.5 – 5. This rating will be multiplied against one of your expenses to approximate your non-economic damages.

“For an accurate estimation of your potential compensation, you will need to speak to an experienced personal injury attorney.”

RELATED ARTICLE: How Do You Calculate Pain and Suffering Compensation for Injuries?

The Failure of Online Calculations

It is nearly impossible to accurately calculate your own damages, especially choosing the correct multiplier for your pain and suffering. In other words, before the calculator even analyzes anything, there is already a huge margin of error.

The next problem is the equations that online calculators use. There is no set system for calculating personal injury settlements, meaning that these equations are arbitrary and carry no real authority. But even if the numbers you provide are exact and the calculator utilizes a halfway accurate equation, a settlement simply cannot be estimated based on damages alone.

For an accurate estimation of your potential compensation, you will need to speak to an experienced personal injury attorney.

Why Attorney Calculations Are More Accurate

An experienced personal injury attorney can estimate your damages more accurately using their experience with similar cases and a variety of other specific factors that cannot be analyzed by an online settlement calculator.

Your attorney will investigate the case thoroughly and ask detailed and situationally unique questions. Some relevant factors and figures they will examine include:

  • Texas’ modified comparative negligence laws
  • Damage caps, when applicable
  • How many insurance policies cover your claim
  • At-fault parties’ financial resources
  • Compensation and rulings on similar local cases

An attorney may also consult with experts that can estimate your future medical needs, wage earning capacity, and long-term care needs.

Crosley Law | Get an Accurate Settlement Estimate

Don’t rely on an online settlement calculator to estimate your damages. At Crosley Law, our experienced personal injury attorneys will investigate the specific nuances of your case and provide an accurate estimation of your potential settlement compensation.

If you’d like an accurate estimation for your personal injury settlement, contact Crosley Law online or at 210-LAW-3000 | 210-529-3000 for your free consultation.


Texas Motor Vehicle Traffic Crash Facts Calendar Year 2017. (2018, April). Texas Department of Transportation. Retrieved from https://

The content provided here is for informational purposes only and should not be construed as legal advice on any subject.

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