Crosley Law Wins Fight Against Insurance Company Claiming A Preexisting Condition

Crosley Law Settles Six-Figure Claim After Drunk Driving Crash

Ryan K., an actor living in New York City, had recently flown to San Antonio to visit his sister Jamie. The two had big plans, including an evening at the Botanical Gardens. In the early hours of the morning, those plans changed without warning.

While the siblings waited at a red light, a car suddenly smashed into them at full force. The collision pushed their car into the vehicle in front of them, eventually causing a four-vehicle pile-up.

The Crash Causes Pain and Uncertainty

Ryan and Jamie both experienced immediate pain after the crash, so they sought medical attention at a nearby emergency department.

To make matters worse, Jamie was newly pregnant with her first child at the time of the wreck, which created significant anxiety about her unborn baby’s health. Jamie underwent medical monitoring to make sure her unborn child was safe. She also received care for injuries to her lower back, neck, shoulder, and knee.

Ryan needed treatment for lower back and head pain, including care from an orthopedic specialist and physical therapists. Even with therapy, prolonged standing caused him pain, which made it difficult for him to continue his work as an actor.

Crosley Law Proves the Other Driver’s Blood-Alcohol Level Was Almost Twice the Legal Limit

After Jamie and Ryan contacted Crosley Law, attorneys Amber Winer-Gebhart and Tom Crosley immediately began investigating their claims. Although the driver who hit the siblings claimed her brakes had locked up before the accident, it quickly became clear that she was heavily intoxicated.

Police records showed that the other driver had a blood-alcohol content of 0.152, nearly twice the legal limit. During a deposition, Amber forced the drunk driver to admit that she had consumed roughly twelve 12-ounce beers over three or four hours. She then admitted that she hadn’t noticed Ryan and Jamie’s car until she was less than a car length from them, which meant she had smashed into them at almost full speed.

The insurance company’s settlement offer before trial was $15,000 for Jamie and $10,000 for Ryan. The attorneys from Crosley Law agreed these offers were too low, especially considering the irresponsible conduct of the drunk driver.

A few days before trial, the insurance company increased its settlement offer to $30,000 for Jamie and $15,000 for Ryan. Crosley Law rejected these offers and insisted that the company pay its full insurance policy limit of $100,000 for Jamie and $30,000 for Ryan. Attorneys Tom and Amber let the insurance company know that if they refused to provide fair compensation for the siblings, Crosley Law would take the case in front of a jury.

After selecting a jury and proceeding to the opening days of the trial, the insurance company finally gave in and agreed to pay the full policy limits. In the end, Jamie settled her total claims for $103,501.00 and received $51,406.89 after paying attorney’s fees, litigation costs, and medical bills. Thankfully, her baby was born without any health problems, and both mother and child are doing well today.

Ryan settled his claim for a total of $32,501.00. After he paid his fees, costs, and medical bills, Ryan recovered $13,206.87. Ryan said that the guidance and assurance he received from Amber and the rest of the Crosley Law team made all the difference.

“It was a difficult time for us, but Amber kept us very relaxed and got us exactly what we needed in a timely fashion,” Ryan said.

Crosley Law Fights for Crash Victims and Demands Justice

If you or a loved one suffered injuries in a crash with a drunk or negligent driver, contact Crosley Law for a no-risk consultation. We use our experience and resources to aggressively pursue liability claims for our clients and demand accountability. To learn more, complete our online form or call us at 210-LAW-3000 | 210-529-3000.

The content provided here is for informational purposes only and should not be construed as legal advice on any subject.

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